Here's a table with a summary of the intrest free credit terms at the stores featured on this website. Use this to quickly compare the different terms, and click-though any of the retailers to access their websites direct and benefit from these credit offers.
| Store Name | Interest Free Credit Period | Interest Free Credit Terms | Store Link to get Credit |
 | up to 40 days | When you purchase at 24 Ace (no credit card or payment required straight away), they'll send you a statement with your products which will include various payments options to spread the cost. Short term this is interest free, thought interest is charged on other payments options. | Get Free Credit at 24 Ace |
 | 3 months any item (or up to 4 years on selected items) | If you purchase an item on "Take 3" you'll pay for it in 3 monthly instalments without being charged a penny in interest. Longer Interest Opt out options of 6 months to 4 years are also available on selected items. | Get Free Credit at Additions Direct |
 | up to 12 months on selected items
up to 6 months for purchases over £199
up to 3 months for purchases over £99
up to 59 days with normal Argos credit card plan on other items | On selected ranges Argos offer up to 1 year interest free credit on selected items. On items of £199 or more you can buy now and pay 6 months later interest free. On items of £99 or more payment can be deferred for up to 3 months interest free. All other items can be payed interest free for up to 59 days with the Argos Card. | Get Free Credit at Argos |
 | 1 year on any order | You can get 1 year free finance by selecting "Buy now Pay later" in the payment options and paying your final balance in full before the 12 month deferred period expires. A 10% deposit is required upon acceptance. | Get Free Credit at BE Direct |
 | up to 36 months | Purchases over £150 can be paid as 6 interest free payments over 6 months, orders over £499 over 20 months while orders over £1,299 are eligible for up to 36 months free credit. | Get Free Credit at Bensons for Beds |
 | No free credit - spread cost only | No free credit, but cost can be spread over 24 or 36 months at APR interest rate. | Get Free Credit at Dell |
 | up to 4 years | spread the cost up to 4 years interest free, with no repayments required until after the first 12 months | Get Free Credit at DFS |
 | 1 year for order of £50 or more | You get up to 1 year free credit on orders of £100 when you open an Empire Stores credit account. | Get Free Credit at Empire Stores |
 | 12 months for balances over £500
5 months for balances under £500 | Pay 0% interest for 12 months on balances over £500 or pay no interest for 5 months on balances under £500. | Get Free Credit at Freemans |
 | Start from 6 months for orders over £400
up to 36 months for orders over £2,400 | Free credit payment options start from 6 months for orders over £400 and move upto 3 years for purchases over £2,400. A deposit of 25% is payable at the start and the remaining balance is paid in even monthly payments over the credit term (0% interest charged). | Get Free Credit at Furniture Village |
 | upto 36 months | 9 months interest free credit for purchases over £500 and upto 36 months for purchases over £750.
A deposit of 10% or 20% is required depending on the free credit term and price of the item.
"Interest Free Credit" is unavailable on the purchase of all sale items and gift cards, and cannot be used in conjunction with discount or promotional codes. | Get Free Credit at Goldsmiths |
 | 1 year on orders over £3,000 | When you spend over £3,000 you can buy now and pay the full balance 1 year later. No interest charged, simply a £29 credit settlement fee will be applied. | Get Free Credit at Homebase |
 | from 6 months for orders over £400
up to 36 months for orders over £3000 | 0% free credit is available for 6 months on all orders over £400, 12 months when you spend over £750, 24 months more than £1500 and up to 36 months over £3000. A deposit of your choosing (hence can be very small) is payable at the start and the remaining balance before the end. | Get Free Credit at Ideal Home Store |
 | 6 months for orders over £250
12 months for purchases over £800 | Online orders over £250 can be spread over 6 monthly payments interest free while purchases over £800 can be paid over 12 months at 0% APR. A 10% deposit is required once your credit application is approved (decision is instant online). | Get Free Credit at Jessops |
 | 12 months for order of £50 or more | You get up to 12 months free credit on orders of £50 when you open a K&Co credit account | Get Free Credit at K&Co |
 | up to 52 days | When you open a La Redoute Credit Account you pay no interest for up to 52 days if you pay your balance in full by the due date shown on your statement. You can get longer credit, though this will be at prevailing rate of interest. | Get Free Credit at La Redoute |
 | up to 12 months on orders over £50 | Get up to 12 months interest free credit on orders over £50.
Or spread the cost up to 5 years (no deposit required) at their APR rate (please check site). | Get Free Credit at Littlewoods |
 | up to 36 months for orders over £1500
up to 18 months for orders over £1000
up to 9 months for orders over £500 | You can get up to 36 months free credit for purchase over £1500 (up to months over £1000 and up to 9 months over £500). There's a 10% deposit to pay at the start. The rest of your balance has to be paid in equal instalment over the credit period (0% fixed interest rate). | Get Free Credit at Mappin & Webb |
 | 1 year on any purchase over £50
28 days on anything else | When you open an Isme 'Options' credit account you pay for any purchase over £50 one year later interest free. There's no deposit required and the cost can also be spread over more years at their applicable APR. | Get Free Credit at Marshall Ward |
 | 24 months for orders over £1,500
36 months for orders over £2,500 | On purchases over £1,500 you'll receive 24 months free credit while on orders over 36 months you'll pay no interest for 36 months. Just select "IFC – Pay By Finance" at checkout when you buy online. On smaller amounts they offer you to pay later up to 1 year, but at their prevailing interest rates. A 20% deposit is required on all their finance options. | Get Free Credit at Oak Furniture Land |
 | 6 months | When you spend over £400, you can pay for the full amount 6 months later. No (0%) interest will be charged during this period. No deposit required, though a £29 one-off final settlement fee is charged. | Get Free Credit at Pine Solutions |
 | upto 52 days | When you open a Vertbaudet Credit Account you'll pay no interest for up to 52 days when you pay your balance in full by the due date. You can also spread the cost of your purchases longer, though interest will be charged. | Get Free Credit at Vertbaudet |
 | Up to 12 months for orders of £50 or more | When you select 'Buy Now Pay Later' you pay nothing (including no interest) for 12 months when you spend £50 or more.
Or, with a Very Credit Account, which can be opened online and requires no deposit, you can still get up to 3 months free credit at 0% interest rate on any purchase (no minimum order requirement) and 10% discount if it's your first order. | Get Free Credit at Very |
