All Free Credit Stores

Guide to the best UK interest free shops

This category includes all the major UK stores that offer customers interest free credit on their purchases.

Freemans  
www.freemans.com

Freemans one of the UK's leading shopping catalogues selling a massive range of top brand fashions, electricals, sports equipment, home and garden products at competitive prices. They offer 0% interest for upto 12 months for balances over £500 and upto 5 months intrest free credit for purchases under £500. They often also incentivise new customers by giving them 20% off their first order.

Littlewoods Home Shopping  
www.littlewoods-online.com

In Littlewood's shopping catalogue you'll find over 80,000 quality branded products from mens, womens and kidwear to appliances, electricals, toys and home furnishings. They offer FREE delivery, FREE returns, regular discounts off your first order and ... 12 months credit interest free on online orders over £50. Hence you can buy now and pay in 1 year.

24 Ace Catalogue  
www.24ace.co.uk

Established in 1973, Ace is a very experienced and reputable mail order catalogue retailer selling everything from electrical goods, brand clothing, home and garden products to toys, games, jewellery and gifts (many of which can be personalised). You don't need a credit card or pay straight away when you buy from them as Ace will let you "spread the cost" of your purchases. This is only interest free though for up to 40 days

Additions Direct  
www.additionsdirect.co.uk

At Additions Direct you'll find great value fashions for the whole family, affordable furniture, home accessories, jewellery, gifts, toys, top brand electricals and appliances. You can pay for any item in 3 monthly instalments with their credit account without being charged a penny in interest. On selected items you can also opt out of paying interest from 6 months to 4 years.

Argos  
www.argos.co.uk

Argos Catalogue is one of the most popular mail order catalogues in the UK. You'll find a great range of top brand products, including furniture, electrical goods, appliances, toys, gifts, diy tools, leisure items and much more. With their Argos Card you get free credit for up to 1 year on selected ranges. For items over £195 you can decide to buy now and pay 6 months later (with no interest charged). Goods over £95 are interest free for up to 3 months.

BE Direct  
www.be-direct.co.uk

BE Direct are one of the leading online electrical stores in the UK, selling major brand TVs, hi-fi separates, DVD recorders, Blu-Ray players, heating & household appliances, cleaners and small kitchen goods at competitive prices. You can get free credit for 1 year on any order (10% deposit is required and a finance admin fee is payable upon acceptance).

Bennetts Electrical  
www.bennettsonline.co.uk

Established in 1991, Bennetts is one of the UK's largest independent electrical retailers. They sell a great selection of top brand household appliances, TVs, cameras, computing equipment, laptops, Hi-Fi systems, DVD recorders and more. You can buy now and pay in a year, interest free, on all online orders over £250. A 10% deposit and £28 administration fee are payable at front. Delivery is free and they've weekly special deals.

Choice  
www.choice.co.uk

Choice are one of the UK's most popular credit based catalogues selling homewares, toys, appliances, electricals, jewellery, gifts and fashions for the whole family. They allow you to conveniently spread the cost of any purchases over £50 interest free over 1 year. They also regularly offer a discount on your first order.

DFS  
www.dfs.co.uk

DFS is the UK's leading sofa retailer, selling a massive selection of selection of leather, fabric, leather/fabric sofas, as well as sofabeds and recliners. They offer up to 4 years free credit on everything (typical APR 0%).

Empire Stores  
www.empirestores.co.uk

Empire Stores are one of the UK's leading free credit home shopping stores. They bring you a wide range of value products from women's, men's and kids' fashion to furniture, computers, appliances, jewellery, gifts and toys. You can buy any order over £100 now and pay for it 1 year later without paying interest.

Furniture Village  
www.furniturevillage.co.uk

At Furniture Village you'll find a great choice of beds, sofas, chairs, dining room, bedroom, living room and home office furniture. They offer upto 3 years interest free payment options. You can apply for their credit online. A 25% deposit is required and the balance is paid over the free credit period.

Goldsmiths Jewellers  
www.goldsmiths.co.uk

Goldsmiths is one of the UK's largest high quality jewellery and watch retailers with over 160 high street stores. They're also the world's largest distributor of TAG Heuer, Omega and Gucci watch brands. They offer 9 months interest free credit on jewellery purchases over £500 and upto 36 months for purchases over £750.

Great Universal  
www.greatuniversal.co.uk

With thousands of top brand products across departments including women's and men's fashion, kids & nursery, electricals, home, furniture, appliances, gifts and jewellery, Great Universal is a great place to shop on credit for the whole family. On any purchase of £50 or more you currently pay no interest for 1 year.

La Redoute  
www.redoute.co.uk

La Redoute brings you the latest clothing creations from the catwalks of Paris ... everything from everyday essentials for women, men and kids to indulgent lingerie and popular sportswear brands. They also sell a smaller selection of home furnishings. With their credit account you can spread the cost of your purchases intrest free for up to 52 days, or longer but at their prevailing interest rate.

Oak Furniture Land  
www.oakfurnitureland.co.uk

Oak Furniture Land bring you a massive selection of bedroom, dining room, living room and office furniture in solid oak, mango or mahogany. On purchase over £1,500 you'll get 24 months free credit while orders over £2,500 can be paid interest free 36 months later (20% deposit required). And ... you can use discount code 'oaksummer' at checkout to get an extra 5% off until 30th September 2010.

Pine Solutions  
www.pinesolutions.co.uk

At Pine Solutions you can buy a wide range of quality oak and pine bedroom, living room, office, children’s and dining room furniture. When you spend over £400, you can pay the full amount in 6 months time, with no interest charged (no deposit required, but a final settlement fee of £29 applies). You can apply for credit online. Many items can be delivered next day or free, and they offer a price match guarantee too.

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