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Furniture on Free Credit
Guide to the best home stores to buy furniture interest free
All the shops and online retailers in this category will off interest free credit on their wide selections of furniture and home furnishings. Their range will include bedroom, living room, home office, dining room, bathroom and garden furniture in various materials (oak, metal, mahogany, etc.). Some stores offer up to 1 year free credit, so you can buy now and pay much later.
Oak Furniture Land bring you a massive selection of bedroom, dining room, living room and office furniture in solid oak, mango or mahogany. On purchase over £1,500 you'll get 24 months free credit while orders over £2,500 can be paid interest free 36 months later (20% deposit required).SCS Sofas
With over 95 stores, ScS are one of the UK's largest sofa retailers, though they also stock a selection of dining and occasional furniture. They offer 4 years interest free credit, making many of their sofas available from only £10 per month. Brands stocked include SiSi, La-Z-Boy, Wade and G Plan.WorldStores
WorldStores is one of the UK's biggest online home and garden retailers. They stock a great choice of furniture for every room of your place. You get 1 year free credit if you spend over £500 (a 10% deposit is required). You can further spread your payments after 12 months, though interest will then be charged.
At Argos you'll find a good selection of great value furniture for any room of the house. On selected ranges you'll get up to 2 years free credit. Any products over £285 you can be bought now and paid for 9 months later interest free. Furniture over £90 are interest free for up to 6 months.Bensons for Beds
Bensons for Beds brings you a wide selection of top brand bed frames, divans, mattresses, childrens beds, bedroom furniture and headboards. You'll get from 6 months intrest free credit for orders over £150 up to 36 months for orders over £1,299.Freemans
At Freemans you'll find a nice range of living room, bedroom, kitchen, bathroom and garden furniture. For orders over £500 you'll be able to get free credit and pay no intrest for 12 months. On balances under £500 there's no interest to pay for 5 months. They often also offer 20% off your first order.Furniture Village
At Furniture Village you'll find a great choice of dining room, bedroom, living room and home office furniture. They offer up to 3 years interest free payment options. You can apply for their credit online. A 25% deposit is required and the balance is paid in even monthly payments over the free credit period.Pine Solutions
At Pine Solutions you can buy a wide range of quality oak and pine bedroom, living room, office, children’s and dining room furniture. When you spend over £400, you can pay the full amount in 6 months time, with no interest charged (no deposit required, but a final settlement fee of £29 applies). You can apply for credit online. Many items can be delivered next day or free, and they offer a price match guarantee too.The Beds and Furniture Store
With over 20 years online experience, The Beds and Furniture Store is one of the UK's leading internet retailers for quality beds, bedroom, dining and living room furnishings. They offer credit from 6 to 24 months at 0% interest when you spend over £500, with further finance options at APR up to 36 months. Delivery is free to most places and with their price guarantee you won't find their furniture cheaper elsewhere.
Looking for more free credit shops?
Currently, these are the only shops we're aware of that allow you to get furniture on free credit. However, we constanly look for new stores to add to our website, and if you're aware of a retailer you believe fits in here then please let us know, so you can help other UK consumers shop interest free.
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