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Sofas on Free Credit
Best shops to buy a sofa on interst free credit
In this category you'll find shops selling sofas and sofa beds online with "Buy Now and Pay Later" deals. This means you'll get free credit and pay no interest for the specified period (e.g. 12 months). You'll find a wide choice of leather and fabric sofas at these stores and some very competitive offers.
DFS is the UK's leading sofa retailer, selling a massive selection of selection of leather, fabric, leather/fabric sofas, as well as sofabeds and recliners. They offer up to 4 years free credit on everything (typical APR 0%).
At Additions Direct you'll find a choice of over 400 leather, faux leather and fabric sofas, as well as over 20 sofa beds. With their credit accounts you can pay for any item in 3 monthly instalments without being charged a penny in interest. On selected sofas you can also opt out of paying interest from 6 months to 4 years.Argos
At Argos you'll find a nice selection of great value sofa and sofa beds ranging from £40 to £1,250. On selected ranges you'll get up to 2 years free credit. Any sofa over £285 you can be bought now and paid for 9 months later interest free. Items over £90 are interest free for up to 6 months.Freemans
At Freemans you'll find a nice selection of great value sofa beds and sofas. Deals on some ranges even include "buy one get one free". For orders over £500 you'll get free credit and pay no interest for 12 months. On balances under £500 there's no intrest to pay for 5 months. They often also offer 20% discount on your first order.Furniture Village
At Furniture Village you'll find a great choice of leather and fabric sofas in different styles, as well as quality sofa beds. They offer up to 3 years interest free payment options (depending on order value). You can apply for their credit online. A 25% deposit is required and the balance is to be paid in even monthly payments over the 0% APR free credit period.Littlewoods Home Shopping
At Littlewoods you'll find a great collection of leather and fabric sofas and suites. You can buy now and pay 1 year later on intrest free credit. They also offer free delivery, regular first order discounts and stock a smaller range of sofa beds too.WorldStores
WorldStores is one of the UK's biggest online home and garden retailers. They stock a great choice of furniture for every room of your place. You get 1 year free credit if you spend over £500 (a 10% deposit is required). You can further spread your payments after 12 months, though interest will then be charged.
Looking for more free credit shops?
Currently, these are the only shops we're aware of that allow you to get sofas on free credit. However, we constanly look for new stores to add to our website, and if you're aware of a retailer you believe fits in here then please let us know, so you can help other UK consumers shop interest free.
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